Personal Loans

Purpose:
Personal loans are designed to help individuals meet their immediate financial needs. Whether it’s for a wedding, medical emergency, vacation, or educational expenses, a personal loan is a versatile financial tool that provides quick access to funds without collateral.
Benefits:
- No collateral required
- Flexible repayment options
- Quick disbursal of funds
- Transparent terms and competitive interest rates
- Use the loan for any purpose without restrictions
Process:
- Submit the application online or visit the branch
- Provide necessary documents such as ID proof, income proof, and bank statements
- The loan is processed and approved within a few business days
- Disbursal is made directly to your bank account
Eligibility:
- Salaried or self-employed individuals
- Minimum age of 21 years
- Steady income and a good credit score
Key Features:
- Loan amounts ranging from ₹50,000 to ₹20,00,000
- Tenures from 12 to 60 months
- No prepayment penalties in most cases