Personal Loans

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Purpose:

Personal loans are designed to help individuals meet their immediate financial needs. Whether it’s for a wedding, medical emergency, vacation, or educational expenses, a personal loan is a versatile financial tool that provides quick access to funds without collateral.

Benefits:

  • No collateral required
  • Flexible repayment options
  • Quick disbursal of funds
  • Transparent terms and competitive interest rates
  • Use the loan for any purpose without restrictions

Process:

  • Submit the application online or visit the branch
  • Provide necessary documents such as ID proof, income proof, and bank statements
  • The loan is processed and approved within a few business days
  • Disbursal is made directly to your bank account

Eligibility:

  • Salaried or self-employed individuals
  • Minimum age of 21 years
  • Steady income and a good credit score

Key Features:

  • Loan amounts ranging from ₹50,000 to ₹20,00,000
  • Tenures from 12 to 60 months
  • No prepayment penalties in most cases